Mortgage Refi Rates I Am Trying To Refi My Adjustable Rate Mortgage. Am I Eligible For An FHA Mortgage?

I am trying to refi my adjustable rate mortgage. Am I eligible for an FHA mortgage? - mortgage refi rates

Unfortunately, I'm about 78% loan to value, because my low score does not want to pay mortgage insurance. Can I FHA in its place? Currently I am on my payments, make $ 40K a year and live in Colorado.